HOME LOANS

Whether you are in the market for your first home, forever home or a vacation home, Keesler Federal has great mortgage options to make your dream a reality.

Low or No Closing Costs

Don’t pay more than you need to in closing costs. We help you close with more money in your pocket.

Flexible Terms & Rates

With terms from 10 to 30 years and both fixed-rate and adjustable-rate options, you can let your budget drive your mortgage, not the other way around.

Expert Guidance & Advice

With comprehensive online resources and dedicated loan representatives, you’ll feel informed every step of the way.

Member Giveback

As an added bonus, having a home, land or construction loan with us makes you eligible for our monthly Member Giveback drawing.

Find the Right Mortgage Loan to Fit Your Needs

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Purchase Your New Home

Choosing the right mortgage lender is almost as important as finding the right home. See why Keesler Federal is the right choice for you.

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Get a Personalized Quote on a Home Loan

Our easy to use mortgage loan quote tool helps you decide what home loan option may be the right one to fit your needs.

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Refinance Your Existing Home Loan

Want a little more in your pocket? See if you can pay less each month by taking advantage of our highly competitive rates.

Compare Your Mortgage Options

Best if you want: Best if you want: Maximum loan amount Maximum loan amount Closing cost credit Closing cost credit Prepayment penalty Prepayment penalty Best if you want: To lock in a fixed rate and pay your mortgage off in 15-30 years. Maximum loan amount $726,000. Jumbo loans available. Fixed rate for up to 30 years Fixed rate for up to 30 years Closing cost credit Prepayment penalty

Other Mortgage Solutions

USDA and FHA Mortgages

VA Mortgages

Contact Us About Other Mortgage Options

First-Time Homebuyer Program

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If you thought home ownership was not possible, think again. Keesler Federal’s First-Time Homebuyer Program is designed specifically for members who are ready to take the next step and realize their dream of homeownership. The mortgage process can be complicated but rest assured, our expert lending team will be there with you the entire way.

Member Stories

Program Highlights 1

1 Single residences only.
Must not currently own or have owned property in the last 3 years.
First time homebuyer counseling program required.